Is Money Wealth? As a man chooses his coat for its wearing qualities or for the moment's passing whim, so does he choose his destiny. The responsibility and the result lie with the chooser. Each living person chooses - and each hour that passes fixes his choice deeper and deeper in his daily life. Wealth is a state of mind or perhaps it would be better to say that wealth is created through the state of mind. Few people get rich or acquire riches at a single stroke; most people who become rich grow rich, and the growth and development of a personal fortune is sometimes scarcely noted by the busy man or woman, who is thus almost unconsciously growing rich.